What is a Producer? Producer[pruh-doo-ser]noun1.A Producer is an individual licensed by a State’s Insurance board to sell insurance. A Producer can be an Agent, a Broker, or a colleague of either of the two. Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents If a Tree Falls Do you know what to do if a tree falls on you house, damaging your roof? Did You Know This Fact About Freestanding Structures? Separate structures on your property may have to be insured separately. Long-Term-Care Protection Strategies The chances of needing long-term care, its cost, and strategies for covering that cost.